About this app
Overview, features and application details
The famous zero-based budgeting app — give every dollar a job and stop wondering where your paycheck went.
YNAB runs on one rule: every dollar gets a job before you spend it. You assign your income to categories — bills, groceries, savings, fun — and the app keeps you honest as the month goes on. Overspend in one category and it makes you cover it from another, which is the whole point. It connects to your bank to import transactions, shows real-time balances per category, and includes goal tracking and loan payoff tools. There's a free trial, then it's a subscription — pricey, but fans swear it pays for itself. If your money keeps evaporating between paychecks, this method genuinely works.
